The amount borrowed is only one part of a credit decision. Interest, applicable fees, payment dates and other agreed charges can affect the amount you must repay.
Ask for the sanctioned principal, net disbursal, interest basis, applicable APR where disclosed, all charges, instalment amount, schedule and total repayment. Have unfamiliar terms explained before signing.
A flat-rate figure and a reducing-balance rate are not interchangeable. This site does not publish a pricing calculator because the approved pricing basis and complete charges have not been supplied.
Use the applicable KFS and loan agreement as the source for your loan. Ask your branch to explain differences between a verbal statement, a promotional benefit and the written terms.
