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What should you understand first?

Practical knowledge

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01

Before accepting credit, ask for the applicable Key Fact Statement (KFS) and loan documents. They set out the formal terms that govern your loan.

02

Ask the branch to explain the sanctioned amount, pricing, fees, total repayment, schedule and other applicable conditions in a language you understand.

03

Confirm benefit availability and payment channels with your branch. Keep your documents and payment records. Website information does not replace your approved documents.

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